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Old 02-18-2013, 03:01 PM
GoneBoatN's Avatar
GoneBoatN GoneBoatN is offline
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Join Date: Oct 2010
Boat: 2010 X-15 w/MCX - Sold!
Location: Nor Cal
Posts: 3,013
Originally Posted by neil.anderson63 View Post
GoneBoatN - That's good news for you - BofA is very tricky to deal with in any type of transaction. Is it spring yet???
I know. I'm dying waiting too. Lack of snow in the mountains is making the winter season not that appealing.

I think the key in any financial transaction is to pay attention to the details. Last time I bought a home the financial institution did not provide me an advance copy of the loan documents. The load officer was not that happy sitting there while I read the loan documents word for word. Too bad for him as he could have listened to me when I warned him about that ahead of time. Plenty of organizations/people willing to have the far better end of the deal. I'm trying to buy a cheap car from my 16 year old son and one thing I said to him yesterday is "if I hand you $100 dollars, would you just turn around and give it to that person". The answer was of course no. I then asked why would you want to over pay for that car then. It was of course a little sportier car so he was more interested in it. Unfortunately all the cars in our price range that are a little sportier looking have also been beat to crap. Good lesson for my son to be learning; including patience. Our search continues...
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Old 12-26-2013, 03:38 PM
clrussell's Avatar
clrussell clrussell is offline
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Join Date: Jul 2012
Boat: 40th Anniversary X Star!
Location: midwest
Posts: 5,963
I've seen a few things on boatus for insurance and I got to playing around on the ole interweb and see that they do loans also. Does anyone have a loan through them? Do you have to be a member of some sort to be able to use boatus?
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Old 12-26-2013, 03:59 PM
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jbkriss jbkriss is offline
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Join Date: Feb 2010
Boat: 2014 X10
Location: S. FLA
Posts: 517
Lowest rates I've seen lately are at USAA but obviously you have to be a member. Depending on the loan amount and credit history you could get [boat] loan rates from 4.25 and up.
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Old 12-26-2013, 04:47 PM
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thatsmrmastercraft thatsmrmastercraft is offline
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Join Date: Sep 2008
Boat: 1977 Stars & Stripes
Location: St. Paul, MN
Posts: 17,509
Boat US membership is $24 per year. I have my boat insurance through them.


Email - [email protected]
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Old 12-26-2013, 07:16 PM
atihanyi atihanyi is offline
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Join Date: Sep 2013
Boat: mastercraft prostar 190 1992 w/powerslot
Location: Wisco
Posts: 1,295
I severed all ties with boa a few years ago in my opinion the suck . I took a short term note on a 91 prostar this summer and paid it off in 6 weeks (she's all mine) but the bank would have been more than happy to finance for up to five years . as long as it books for more than the loan shouldn't be an issue getting one
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Old 12-26-2013, 07:31 PM
TN Skier TN Skier is offline
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Join Date: Oct 2013
Boat: 1992 Mastercraft Prostar 190
Location: Southeast - Center Hill Lake
Posts: 500
Bump on the Credit Union...2.5% here in TN through my employer credit union!
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