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  #1  
Old 01-14-2013, 05:08 PM
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bturner2 bturner2 is offline
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Join Date: Mar 2008
Boat: Maristar 200VRS w/ X2 Package, 2007, 310HP
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BoatUS Rate Increase

Well fellow boaters apparently BoatUS is going to be looking to get their money back quickly from the recent storms on the east coast. Just got my new insurance quote and the new rate is $127 more than last year. Now I do realize that they have to make up for the hurricane but I'm an inland lake guy. Not like they'll be making massive payouts to any of us. Anyone else get a renewal notice lately?

So I know there are other companies and there's been a lot of posts on insurance but has anyone else seen a renewal on them? If so did your premium go up by 20%? I may be over reacting here but dang I haven't even had a claim in 10 years.....
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  #2  
Old 01-14-2013, 07:18 PM
kskonn kskonn is offline
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Join Date: Aug 2010
Boat: 2003 X-30
Location: Lake Placid, TX
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I use Boaters Insurance Inc. I just renewed and mine did not go up at all, renewed at the same rate.
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  #3  
Old 01-14-2013, 07:44 PM
Cobra Rob Cobra Rob is offline
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Just moved states so they had to draw a new policy waiting on the papers in the mail now to see the ripoff..

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  #4  
Old 01-14-2013, 08:21 PM
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mwg mwg is offline
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Quote:
Originally Posted by kskonn View Post
I use Boaters Insurance Inc. I just renewed and mine did not go up at all, renewed at the same rate.
+1.. Same here, no increase with my recent renewal
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  #5  
Old 01-15-2013, 09:43 AM
bturner2's Avatar
bturner2 bturner2 is offline
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Join Date: Mar 2008
Boat: Maristar 200VRS w/ X2 Package, 2007, 310HP
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I just went on line and checked Ski Safe and they're $287 but the liability for bodily injury and property damage is $100K and I had $500k. I also put a request in for NBOA to see where they'll come in.

The thing I liked about BoatUS was the agreed on value of the boat. My AAA agent told me they didn't offer that kind of policy. My daughter recently totaled her car and the amount they offered her was very bad. I ended up fighting with the insurance company until they finally paid her a fair price. I hate to have to do that with the boat. Blue book values and MaterCrafts are typically out of whack. I can just imagine the battle I could have over the $30k they'd want to give me for my $40K boat.
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  #6  
Old 01-15-2013, 12:25 PM
kskonn kskonn is offline
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Join Date: Aug 2010
Boat: 2003 X-30
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Check with boater insurance inc. they do agreed upon value and are easy to do business with. It also appears that of the two people on this thread using them neither of us took an increase.
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  #7  
Old 01-15-2013, 12:34 PM
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dvsone79 dvsone79 is offline
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Join Date: Jul 2012
Boat: '99 205V
Location: Bama
Posts: 278
I'm with Boaters Insurance as well, and mine gets renewed in March, so I guess I'll see. Nice to see it didn't go up for the other two.
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  #8  
Old 01-15-2013, 12:57 PM
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thatsmrmastercraft thatsmrmastercraft is offline
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Join Date: Sep 2008
Boat: 1977 Stars & Stripes
Location: St. Paul, MN
Posts: 15,203
I also have Boat US and have not seen a new rate yet.
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  #9  
Old 01-15-2013, 01:55 PM
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BrianM BrianM is offline
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Join Date: Jul 2004
Boat: 1988 Prostar 190
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My insurance has actually gone down a few bucks a year over the past few years with BoatUS. My policy renewed in October so we shall see what happens this next time around.
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  #10  
Old 01-15-2013, 02:00 PM
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mikeg205 mikeg205 is offline
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More insurance rates will be hitting us on homeowners... Joplin, Sandy and the other winter storm is going to catch up with us...
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