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  #31  
Old 01-08-2013, 08:01 PM
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CantRepeat CantRepeat is online now
 
Join Date: Jul 2008
Boat: 06 X30
Location: Roll Tide!!
Posts: 8,101
Quote:
Originally Posted by clrussell View Post
O ok.. Thanks... Gotta keep options open for the next boat


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When I was looking to buy my 06 Bank of America want to charge me 13.75 APR on it. My beacon score has been in the high 700s to low 800s range and at one point was at 828 before I bought the boat. I could not believe a bank wanted to charge a home owner that kind of interest on an loan.

Called my credit union that I had not used in 15 years and they gave me 4.25 over the phone on a 7 year loan. After doing the paper work they gave me 4.0 and I went 5 years. Of course your mileage may very and I'm sure other members have plenty of info to share.
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  #32  
Old 01-08-2013, 09:33 PM
jk13 jk13 is offline
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Join Date: Aug 2010
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Quote:
Originally Posted by Jpbvizsla View Post
I live in Northern WI near Wausau.
Huh. Me too. Planning on using Lake Wausau or Du Bay or somewhere else?

We used a signature loan (no collateral or lien on the boat) for the money on our 1994 that we just paid off. Substantially less money, though.
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  #33  
Old 01-09-2013, 10:14 AM
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TxsRiverRat TxsRiverRat is offline
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Join Date: May 2011
Boat: 93 Prostar 205
Location: Southwest
Posts: 3,443
Quote:
Originally Posted by snork View Post
IDK, every time I hit a wake I want to get inverted
was wanting a DD for my barefoot runs, I need more time on long line for the Dam2Dam tourni
Come back to the club, Kyle and I will pull you. Seriously!
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Ring-ding-ding-ding-dingeringeding...

You know they all have a little string hanging out, but it's not a tampon, it's a price tag...
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  #34  
Old 01-09-2013, 11:40 AM
ctjahn ctjahn is offline
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Join Date: Jul 2010
Boat: Own a 78 MC S&S
Location: Midwest
Posts: 607
CU's and Banks

National Exchange Bank & Trust (Fond du Lac, Wi) did my 78 at 5% (5 year deal; paid off in 1). Landmark CU does my truck, enclosed trailer, car, and house at a good rate too - Truck is an 05, car is 07, trailer is an 05, house is a 42)

cj
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  #35  
Old 01-09-2013, 07:23 PM
Jpbvizsla Jpbvizsla is offline
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Join Date: Sep 2012
Boat: 2003 Master Craft 197 Pro Tournament Team LQ9
Location: Midwest
Posts: 16
We usually go to Lake Minocqua, Lake Nokomis or Lake Tomahawk. Thanks for the replies guys. Going to pull trigger on boat. Checking with Credit Unions and my local bank for best rates.
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  #36  
Old 01-09-2013, 07:51 PM
ctjahn ctjahn is offline
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Join Date: Jul 2010
Boat: Own a 78 MC S&S
Location: Midwest
Posts: 607
Remember....

Remember....In this Internet time.... you dont have to even visit your bank. I bought an Audi TT (USED) and never set foot in a branch that I got the loan through. (FifthThird bank - based out of ?)

Cool to see another Tommy resident/visitor. My folks are on Bridge Lake (Connected to Nokomis)We will be up in July (14-24?) with the 78 Green over Green S&S... (assuming I get it running after all the upgrades/changes!). I dont leave it in typically due to water levels on Bridge Lake but do go out quite a bit....

Cj-Oconomowoc resident; Tommy visitor
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  #37  
Old 01-09-2013, 08:07 PM
jk13 jk13 is offline
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Join Date: Aug 2010
Boat: Not a Mastercraft
Location: Midwest
Posts: 418
Nice. My brother is on Nokomis with a white/blue '91 PS190. We go on the Minocqua chain once or twice a year, as well.

Can't wait to see it, love those 197s. Post up pics when you get it!
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  #38  
Old 01-10-2013, 08:50 AM
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bikenskijerm bikenskijerm is offline
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Join Date: Oct 2010
Boat: 2012 Mastercraft X-15 5.7 Liter Ilmor
Location: Southeast
Posts: 99
Times 32 on the credit union. We financed a 96 PS 190 in summer 11 for 5 years and the rate was about 6% if I remember correctly. (It is paid off now or I would know for sure).
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  #39  
Old 01-10-2013, 09:39 AM
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O2BESOHUGE O2BESOHUGE is offline
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Join Date: Jul 2006
Boat: 1991 MASTERCRAFT PRO STAR 190
Location: ALABAMA
Posts: 1,009
I Bought A 1991 On A Personal Loan For 2 Years...do Whats Best For Your Situation And Funds! You Gotta Have A Boat!
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  #40  
Old 01-13-2013, 12:08 PM
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kbrighton kbrighton is offline
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Join Date: Dec 2012
Boat: 91 Prostar 190 - 454HO
Location: Iowa
Posts: 108
Picking up my 91 today, credit union financed @ 2.9%
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