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Old 01-08-2013, 09:01 PM
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CantRepeat CantRepeat is online now
 
Join Date: Jul 2008
Boat: 06 X30
Location: Roll Tide!!
Posts: 8,700
Quote:
Originally Posted by clrussell View Post
O ok.. Thanks... Gotta keep options open for the next boat


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When I was looking to buy my 06 Bank of America want to charge me 13.75 APR on it. My beacon score has been in the high 700s to low 800s range and at one point was at 828 before I bought the boat. I could not believe a bank wanted to charge a home owner that kind of interest on an loan.

Called my credit union that I had not used in 15 years and they gave me 4.25 over the phone on a 7 year loan. After doing the paper work they gave me 4.0 and I went 5 years. Of course your mileage may very and I'm sure other members have plenty of info to share.
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