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  #11  
Old 01-08-2013, 09:43 AM
02ProstarSammyD 02ProstarSammyD is offline
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I use a credit union but they did limit the boat to being 10 years old. If it was older it was going to be a personal loan which they are more pissy about
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  #12  
Old 01-08-2013, 09:44 AM
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TxsRiverRat TxsRiverRat is offline
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Quote:
Originally Posted by Jpbvizsla View Post
My credit is good so that's not a issue just wondering if age will hurt me. Thanks!
How old are you?
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  #13  
Old 01-08-2013, 09:46 AM
02ProstarSammyD 02ProstarSammyD is offline
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Join Date: Apr 2011
Boat: 2002 Prostar 209 - SammyD Edition
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Quote:
How old are you?
The smile after that question might be alil creepy lol. Just sayin
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  #14  
Old 01-08-2013, 09:49 AM
92 190 PS's Avatar
92 190 PS 92 190 PS is offline
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Credit union here as well. I financed it because the rate was 2.9%, it's now paid off, but at the time it was cheap money. The boat was 15 yrs old when I financed it and there were no issues.
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2008 Prostar 197
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  #15  
Old 01-08-2013, 09:50 AM
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TxsRiverRat TxsRiverRat is offline
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Join Date: May 2011
Boat: 93 Prostar 205
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Quote:
Originally Posted by 02ProstarSammyD View Post
The smile after that question might be alil creepy lol. Just sayin
hey, at least i didn't use the wink smiley! LMAO!
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What does the fox say?

Ring-ding-ding-ding-dingeringeding...

You know they all have a little string hanging out, but it's not a tampon, it's a price tag...
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  #16  
Old 01-08-2013, 09:56 AM
02ProstarSammyD 02ProstarSammyD is offline
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Join Date: Apr 2011
Boat: 2002 Prostar 209 - SammyD Edition
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Quote:
hey, at least i didn't use the wink smiley! LMAO!
...........Credit Union Van. Dollars and loans inside
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  #17  
Old 01-08-2013, 10:42 AM
snork snork is offline
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Join Date: Jul 2007
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Quote:
Originally Posted by Jpbvizsla View Post
Hey guys, I'm new to site and have a couple of questions. I'm looking at purchasing a 03 MC Pro tournament team 197. It's in great condition with 300 hours. It has the LQ9 upgrade, tower and perfect pass. Asking price is $26K. Is that a decent price? Also will I have trouble financing? My credit is good so that's not a issue just wondering if age will hurt me. Thanks!
If this boat doesn't work out for ya I might be interested
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  #18  
Old 01-08-2013, 10:48 AM
02ProstarSammyD 02ProstarSammyD is offline
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Join Date: Apr 2011
Boat: 2002 Prostar 209 - SammyD Edition
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Quote:
My credit is good so that's not a issue just wondering if age will hurt me
I guess I can actually put a real 2 cents in here. Your age will not be an issue. Your age of accounts does matter. Without knowing your credit profile it would be like shooting in the dark but low dti, good status on your revolving accounts, and previous installment accounts are going to be your biggest positives. The weight of these factors varies by bank but credit unions have been traditionally easier to get recreation vehicle loans for at a better rate. if any of these items are out of whack you can expect a higher rate or no loan at all. The market as it is isn't very conducive to sloppy lending like it was years and years ago. What will also help is a nice down payment. My credit union required nothing down but believe most will. If you can give me your location I can see who is playing nice in that area.
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  #19  
Old 01-08-2013, 10:55 AM
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TxsRiverRat TxsRiverRat is offline
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Join Date: May 2011
Boat: 93 Prostar 205
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Quote:
Originally Posted by snork View Post
If this boat doesn't work out for ya I might be interested
Coming back to MSC?
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What does the fox say?

Ring-ding-ding-ding-dingeringeding...

You know they all have a little string hanging out, but it's not a tampon, it's a price tag...
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  #20  
Old 01-08-2013, 11:25 AM
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tideengineer tideengineer is offline
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Join Date: Jun 2011
Boat: 1996 Prostar 190 LT1
Location: Southeast
Posts: 551
2 years ago I financed my 96 Prostart with Credit Union...almost paid off now so i can really start dropping some money into it!!!
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