insurrance totaled my boat, What the remaining value.

[scharette]

My Maristar 1995 225 VRS hit a rock on the strut at the beginning of july.

i got a quote for 93 hours of fiberglass and gelcoat repair. Also i need to change the bellhousing + all underwater gear.

Now, the repair cost is higher than the actual value of the boat. the inssurance decided that the boat is totaled. insurrance will send me a check and i get to keep the boat.

i'm hesitating between sending the boat to a local fiberglass shop (labor rates is significantly lower that dealer) to get it repaired or selling the dammaged boat.

if i decide to sell the dammaged boat, what is the amount of money should i expect to get in return ?

Boat has TBI engine with 500 hours, tower, Perfect pass, fat sac...New upholstery..