I understand the point of having FHA guidelines. Some requirements that they enforce are unenforceable any other way. Such as having open stairs leading to a basement with no ballusters or handrails. A case like that may precede building codes (State building code here in MA was non existent until 1973. And there is no mechanism to require it be brought up to code. So FHA requires it.
But I have to believe that the FHA inspector is way off base. Is there a way to ask to speak to his supervisor? I believe he is confusing wires stapled under the joist run perpendicular scenario with your scenario.
'97 Prostar 190 - LT-1
Prior boats - 2009 X14, 2008 X14, 2005 197, 1988 Tristar 190, 1989 Prostar.