I would speculate that not all is correct. However, cell phone calls are merely radio transmissions regulated by the FCC. And to think they don't exercise their powers to tap calls in mass volume. Would be foolish in my opinion.
Now to think the record them meaning set for storage is another connotation to start theories that it is computer generated monitoring set by key words. Recorded, reviewed and deleted if deemed non threatening.
I believe firmly that there is privacy boundaries that are unclear. And the FBI uses that to their advantage.
All calls. No.
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When I was a child, I used to talk as a child, think as a child, reason as a child; when I became a man, I put aside childish things.
1 Corinthians Chapter 13 - 11