I have Allstate for around $440/yr on a 2005 X10. Make sure you check about OEM parts. Most companies have terms that allows them to use USED or Reproduction parts. If the Repo part is not available and they have to use New OEM, they charge you the difference. My Allstate policy was a little extra to make sure they always use New OEM parts.
2005 Canadian Blue Flake X10