I just went on line and checked Ski Safe and they're $287 but the liability for bodily injury and property damage is $100K and I had $500k. I also put a request in for NBOA to see where they'll come in.
The thing I liked about BoatUS was the agreed on value of the boat. My AAA agent told me they didn't offer that kind of policy. My daughter recently totaled her car and the amount they offered her was very bad. I ended up fighting with the insurance company until they finally paid her a fair price. I hate to have to do that with the boat. Blue book values and MaterCrafts are typically out of whack. I can just imagine the battle I could have over the $30k they'd want to give me for my $40K boat.