Based on your list the 205v will work great for you, for the lounging you might find you are a little tight for space. There is a x30 in the classifieds that is in your price range that would give you more room.
Whatever you decide on, as many options as you can get are nice going in, everyone likes to tweak their boat to make it their own but it's an expensive habit and this forum has a bad habit of pushing that addiction.
If the boat you pick comes with perfect pass, heater, shower, racks, good prop, aftermarket or added ballast, dual axle trailer, etc, etc, it will save you thousands. I would just say don't buy the cheapest stripped down boat, you have a good budget and should be able to find a great boat. I would take a loaded 2005 long before a basic 2007/8.
I wouldn't ignore any 205v with the rtp engine, lots of Power to do whatever you want with the right prop, I think the MCX is more desirable and looks cooler so it might help your re-sale a bit or cost you more to buy in.
Good luck with your search.