View Full Version : Be Careful with your personal info

06-13-2006, 06:32 PM
Nikki and I found out today that someone in Calfornia has gotten ahold of and used our debit card. About $2000 worth of charges. We have no idea how they got it, resturaunt reciepts, gas reciepts, online, we really dont know. Just a reminder to be careful.

06-13-2006, 06:43 PM
Sorry to hear that man :mad: Let me know when we start the road trip :rolleyes:

06-13-2006, 06:49 PM
sorry jeremy it was me :D

06-13-2006, 07:01 PM

06-13-2006, 07:32 PM
:mad: Man that sucks! Almost makes you want to burn all your cards and do things the old way.............CASH!

06-13-2006, 07:33 PM
sorry jeremy it was me :D :rolleyes: Does it always have to be about YOU! :D

06-13-2006, 07:34 PM
Sorry to hear it Jeremy, I hope your bank is helping you get things right.

Go away Rod.

06-13-2006, 07:37 PM
Man sorry to hear it Jeremy :mad: I went thru this crap last year, it sucks! All people that do this should be burned at the stake

06-13-2006, 07:52 PM
How is that corvette Jeff?

06-13-2006, 07:55 PM
The bank is making it right. They have been really helpful. People that do this should be beaten to death slowly.


east tx skier
06-13-2006, 08:10 PM
Glad they are making it right. Had a waitress steal my AMEX once. Burned through $7K in a day before I noticed it was missing. Lucky for me, I kept the receipt from the restaurant that had her name as my server on it.

AMEX took care of her I would hope.

06-13-2006, 08:12 PM
How is that corvette Jeff?

Not funny!!!!!!!!! :mad:

06-13-2006, 09:28 PM
This kind of thing happens all the time. For example, at the Holidays, Catalog companies hire a ton of seasonal employees. It is extremely easy for one of these individuals to copy down your information and use it to purchase items on-line or at other catalog companies.

06-13-2006, 10:34 PM
:mad: :mad: Theives are absolutely the laziest drags of society.. I cannot stand them.. I work hard for what I have so they can just come along and help themselves. Burnt Beaten I dont care, just pure laziness. Sorry to hear about that. Had someone run of with our card just a couple of months ago started running up $hi* all over town. Amex Called and asked about the charges. F them all!!

06-13-2006, 10:52 PM
There are many of these floating around, here is the last one I received. Sorry to hear about this Jeremy, we had it happen while living in Belgium. Hotel or restaurant in eastern block countries got my number and sold it around, but Visa took care of it also.

(maybe a repeat but important)


A corporate attorney sent the following out to the employees in his company.

1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.

2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED."

3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check-processing channels will not have access to it.

4. Put your work phone # on your checks instead of your home phone. If you have a PO Box, use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks, (DUH!). You can add it if it is necessary. However, if you have it printed, anyone can get it.

5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. Also carry a photocopy of your passport when traveling either here or abroad. We have all heard horror stories about fraud that is committed on us in stealing a name, address, Social Security number, credit cards.

6. When you check out of a hotel that uses cards for keys (and they all seem to do that now), do not turn the "keys" in. Take them with you and destroy them. Those little cards have on them all of the information you gave the hotel, including address and credit card numbers and expiration dates. Someone with a card reader, or employee of the hotel, can access all that information with no problem whatsoever.

Unfortunately, as an attorney, I have first hand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer and received a PIN number from DMV to change my driving record information online. Here is some critical information to limit the damage in case this happens to you or someone you know:

1. We have been told we should cancel our credit cards immediately. The key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.

2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one). However, here is what is perhaps most important of all (I never even thought to do this.)

3. Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit. By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases,none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet and contents being stolen:

1.) Equifax: 1-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742
3.) TransUnion: 1-800-680-7289
4.) Social Security Administration (fraud line): 1-800-269-0271

We pass along jokes on the Internet; we pass along just about everything.

Nevertheless, if you are willing to pass this information along, it could really help someone about who you care.

06-14-2006, 05:55 AM
Great advice - thanks! (off to the copy machine with my wallet)

06-14-2006, 10:47 AM
Nikki and I found out today that someone in Calfornia has gotten ahold of and used our debit card. About $2000 worth of charges. We have no idea how they got it, resturaunt reciepts, gas reciepts, online, we really dont know. Just a reminder to be careful.

This is not your lucky year. Keep us posted on how your bank handles this.

06-14-2006, 10:56 AM
Thats some great advice, except for the hotel room card "key".


That being said, I never turn them in. Keep 1 for my scrapbook, and give the other 1 to the kids to play with.

06-16-2006, 03:13 PM
Lots and lots of our information is floating around out there. Just recently the millions of Veterans including myself and my wifes ssn#, birthdate, home address, etc. was stolen when some knucklehead VA employee took his work computer home. Then not more than 2 weeks after that was revealed, we got a letter from the company carrying her student loan---oh yeah, some some of the info they have about her and many others came up missing!