View Full Version : Insurance

09-04-2005, 09:57 PM
What kind of insurance do you guys carry. How much liability???

09-04-2005, 10:02 PM
foremost watercraft, not sure how much liability,

09-04-2005, 10:51 PM
What kind of insurance do you guys carry. How much liability???

Progressive. Maximum liability - necessary to maintain my $2 million umbrella. The whole package is $450/year, but it includes a bunch of extras, not the least of which is replacement value for the boat for 10 years (as opposed to being insured only for depreciated value in the event the boat is totalled).

09-04-2005, 11:02 PM
I believe ours is $500k liability. It's whatever our lake requires. Full coverage takes care of the replacement costs including all extras on the boat. I pay something like $350 per year with State Farm

09-05-2005, 12:38 AM
Ski safe insurance. 3 somethin a year.

09-05-2005, 12:49 AM
What kind of insurance do you guys carry. How much liability???

Progressive ... max out the liability ... and just comp. during the winter.

09-05-2005, 01:01 AM
Be sure to make sure that you know what happens if/when you total the boat. Replacement value or market value......

09-05-2005, 08:57 AM
voyagermarine.com has worked out well for me and several other boaters I know

09-05-2005, 09:23 AM
Boat US is very compedative and membership con include towing coverage.

09-05-2005, 05:37 PM
Ski Safe, 500k$ liability....

09-05-2005, 06:52 PM
Just went with the group in the new mailing by USA Water Ski, $300K liability, $18000 and $2000 for coverage/boat and trailer - $500 deductible, $309/year.

One Beacon wanted $425, F em.

Workin' 4 Toys
09-05-2005, 10:54 PM
American Family Insurance. Same as MAC with maintaining minimums for the umbrella. I dropped Allstate as my ins co. I felt they were taking me for a ride, so we switched and saved some dough too and got better coverages.
I think it is 300/500 with a 2 mil umb.

Not sure the price, but I think it was about 300 for a year.